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The growing housing affordability crisis in urban areas has sparked intense debate about alternative housing solutions, with the rent-to-own...

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1 . Choose the best option according to the information.

According to Sarah Chen, the main advantage of rent-to-own programs is that they . Marcus Rodriguez's primary concern about rent-to-own programs is that . Patricia Thompson's position on rent-to-own programs can best be described as . James Foster's main argument against rent-to-own programs is that they . The experts who share the most similar viewpoint are .

2 . The following is a comment by a reader. Complete the comment by choosing the best option to fill in each blank.

As someone who has worked in real estate for over two decades, I believe the debate about rent-to-own programs . While Chen makes some valid points about , Rodriguez and Foster correctly identify the potential pitfalls. Thompson's hybrid approach sounds promising, but . The real solution to our housing crisis lies in . Until then, we'll continue to see in our urban housing markets.